Loans

Loans are available to members. See eligibility, documents and an EMI calculator for each loan.

Getting a loan in 4 simple steps

1
Become a member of the society.
2
Keep regular transactions in your savings or daily deposit account. This helps us check your creditworthiness.
3
Submit the loan application with the required documents at your branch.
4
Meet the society's officers. The loan is sanctioned as per the rules.

A loan to buy a new or old house, or to build or repair one.

A larger loan against your house, flat, shop or other property.

A loan to start a new business, or to buy machinery, furniture and stock.

A loan to buy a new or used vehicle, for personal or business use.

Get a quick loan at the branch by pledging your gold jewellery.

A loan against your LIC insurance policy, Kisan Vikas Patra (KVP) or National Savings Certificate (NSC).

A loan with a guarantor for home needs, weddings, education or business.

Scheme	Maximum loan	Period	Rate
Home Loan	₹50,00,000	Up to 180 months (15 years)	11.00%
Property Mortgage Loan	₹75,00,000	Up to 144 months (12 years)	12.50%
Business Loan	₹50,00,000	Up to 84 months (7 years)	12.75%
Vehicle Loan	₹50,00,000	Up to 84 months (7 years)	13.00%
Gold Loan	₹50,00,000	Up to 12 months	6.00%
Loan against LIC / KVP / NSC	₹15,00,000	Up to 12 months	12.00%
Personal Loan	₹1,00,000	Up to 60 months (5 years)	15.00%

Rates can change from time to time. · Rates as published on 15 September 2026