Deposits
Deposit schemes
Choose the right deposit for your need. Each scheme shows the rate, period and a simple example.
Which scheme is right for me?
Choose by how you want to put money in.
- Savings AccountAny time · Any time2.50%
- Daily Savings DepositDaily · 6 months to 1 year / 1 year and more5.00%
- Short-Term DepositOnce (lump sum) · 30 to 45 days / 181 to 364 days7.00%
- Fixed Deposit (FD)Once (lump sum) · 1 year to under 2 years / 3 years and more8.50%
- Double Money DepositOnce (lump sum) · 102 months (8 years 6 months)8.24%
- Monthly Income DepositOnce (lump sum) · 1 year to under 2 years / 25 months9.25%
- Mangalmurti DepositOnce (lump sum) · 127 days7.15%
- Samruddhi DepositOnce (lump sum) · 13 months8.25%
- Raghunandan DepositOnce (lump sum) · 18 months8.75%
- Vithu Mauli DepositOnce (lump sum) · 25 months9.25%
- Recurring Deposit (RD)Monthly · 12 months / 48 months8.50%
- Shubhlakshmi DepositMonthly · 36 months6.93%
- Shubhkarya DepositMonthly · 66 months9.41%
- Shubhsankalp DepositMonthly · 120 months7.14%
Senior citizens, persons with disability, widows, ex-servicemen and housing societies get 0.50% extra on rates marked *.
Everyday savings
Lump-sum investment (fixed deposits)
Short-Term Deposit
Short-Term Deposit
Invest for as little as 30 days and earn assured interest.
Fixed Deposit (FD)
Fixed Deposit (FD)
Keep a lump sum for one year or more and earn assured interest.
Double Money Deposit
Double Money Deposit
Deposit a lump sum and it doubles in 102 months.
Monthly interest income
Special fixed-deposit schemes
Mangalmurti Deposit
Mangalmurti Deposit
A special fixed deposit at 7.15% for just 127 days.
Samruddhi Deposit
Samruddhi Deposit
A special fixed deposit at 8.25% for 13 months.
Raghunandan Deposit
Raghunandan Deposit
A special fixed deposit at 8.75% for 18 months.
Vithu Mauli Deposit
Vithu Mauli Deposit
A special fixed deposit at 9.25% for 25 months.
Monthly saving (recurring deposits)
Recurring Deposit (RD)
Recurring Deposit (RD)
Pay a fixed amount every month and get a large sum with interest at the end.
Shubhlakshmi Deposit
Shubhlakshmi Deposit
Pay a fixed monthly instalment for 36 months and receive a fixed amount. Instalments start at ₹1,250.
Shubhkarya Deposit
Shubhkarya Deposit
Start with just ₹300 a month and receive a fixed amount in 66 months, at 9.41%.
Shubhsankalp Deposit
Shubhsankalp Deposit
Pay a fixed monthly instalment for 10 years and receive a large fixed amount, up to ₹10.5 lakh.