Monthly saving (recurring deposits)
Shubhsankalp Deposit
Pay a fixed monthly instalment for 10 years and receive a large fixed amount, up to ₹10.5 lakh.
Interest rate
7.14%
per year
- Monthly instalment
- From ₹1,200
- Period
- 120 months (10 years)
- You receive
- ₹2,10,000 to ₹10,50,000
- Interest rate
- 7.14%
Pay every instalment on time
Rates can change
Shubhsankalp Deposit is a long-term special recurring deposit for 120 months (10 years). Pay ₹1,200 to ₹6,000 every month and receive ₹2,10,000 to ₹10,50,000 at the end. It is designed for building a large sum slowly for big goals.
Who is this for?
- People planning for big goals like higher education, a wedding or retirement.
- People who can save regularly every month for 10 years.
- People who want to know the payout in advance.
How does it work?
- Open a Shubhsankalp Deposit account at a branch.
- Choose your monthly instalment: ₹1,200, ₹2,400, ₹3,600, ₹4,800 or ₹6,000.
- Pay the instalment every month for 120 months (10 years).
- At maturity you receive the fixed amount shown in the table.
Features & benefits
- Long-term regular saving over 10 years.
- A fixed monthly instalment and a large, fixed maturity amount.
- Five instalment options from ₹1,200 to ₹6,000.
Rate table
120 months
7.14%
- Monthly instalment
- ₹1,200
- Total paid in
- ₹1,44,000
- Interest
- ₹66,000
You receive at the end₹2,10,000
120 months
7.14%
- Monthly instalment
- ₹2,400
- Total paid in
- ₹2,88,000
- Interest
- ₹1,32,000
You receive at the end₹4,20,000
120 months
7.14%
- Monthly instalment
- ₹3,600
- Total paid in
- ₹4,32,000
- Interest
- ₹1,98,000
You receive at the end₹6,30,000
120 months
7.14%
- Monthly instalment
- ₹4,800
- Total paid in
- ₹5,76,000
- Interest
- ₹2,64,000
You receive at the end₹8,40,000
120 months
7.14%
- Monthly instalment
- ₹6,000
- Total paid in
- ₹7,20,000
- Interest
- ₹3,30,000
You receive at the end₹10,50,000
The amounts in the table are published by the society. You receive them when every monthly instalment is paid on time. Rates and terms can change. · Rates as published on 15 September 2026
Shubhsankalp Deposit
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