Lump-sum investment (fixed deposits)
Short-Term Deposit
Invest for as little as 30 days and earn assured interest.
Interest rate
up to7.00%
per year
- Period
- 30 to 364 days
- Interest rate
- 6.00% to 7.00%
- Minimum amount
- Ask your branch
Rates can change
The society lets you deposit your savings for as little as 30 days. You can choose any period from 30 days to just under one year. This keeps your savings from being spent and also gives you assured interest income.
Who is this for?
- People who have spare money for a few months.
- People who need the money back soon (within a year).
- People who don't want their savings to get spent.
How does it work?
- Visit a branch and fill in the deposit form.
- Deposit a lump sum and choose a period between 30 and 364 days.
- The interest rate depends on the period you choose.
- At maturity (when the period ends) you get your money back with interest.
Features & benefits
- Invest for as little as 30 days.
- Keeps your savings from being spent.
- Assured interest income.
- A longer period gives a higher rate.
Rate table
30 to 45 days
6.00%
46 to 90 days
6.25%
91 to 180 days
6.50%
181 to 364 daysHighest rate
7.00%
Rates can change from time to time. · Rates as published on 15 September 2026
Work it out yourself
Enter the amount, rate and period to instantly see what you will receive or what your instalment will be.
= 6 months
Interest method
Maturity amount
₹1,03,531
7.00% · 6 months · Quarterly
- Deposit amount
- ₹1,00,000
- Interest earned
- ₹3,531
This is an estimate. Actual amounts may differ slightly as per the society's rules. Please confirm at your branch.
Short-Term Deposit
Enquiry form
Fill in your details. Our branch will call you back soon.
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