Lump-sum investment (fixed deposits)
Fixed Deposit (FD)
Keep a lump sum for one year or more and earn assured interest.
Interest rate
up to8.50%
per year
Senior citizens: +0.50% on * rates
- Interest rate
- Up to 8.50%
- Period
- 1 year and more
- Senior citizens
- +0.50% extra
- Minimum amount
- Ask your branch
+0.50% extra
Rates can change
We all need to set money aside for future needs like children's education, weddings, buying a house or starting a business. Money kept in a fixed deposit stays safe and earns assured interest. The society offers fixed deposits for one year and more at attractive rates.
Who is this for?
- People planning for children's education, a wedding, a house or a business.
- People with money they won't need for a year or more.
- Senior citizens, who get 0.50% extra interest.
How does it work?
- Visit a branch and fill in the fixed deposit form.
- Deposit a lump sum and choose 1 year, 2 years, or 3 years and more.
- The rate depends on the period; senior citizens get 0.50% extra.
- At maturity (when the period ends) you get your money back with interest.
Features & benefits
- Your money stays safe and earns assured interest.
- Convenient periods of one year and more.
- Longer periods earn a higher rate.
- 0.50% extra for senior citizens, disabled persons, widows, ex-servicemen and housing societies.
Rate table
1 year to under 2 years
7.50%*
Senior citizen rate8.00%
2 years to under 3 years
8.25%*
Senior citizen rate8.75%
3 years and moreHighest rate
8.50%*
Senior citizen rate9.00%
* Senior citizens, disabled persons, widows, ex-servicemen and housing societies get 0.50% extra interest on the starred (*) rates. Rates can change from time to time. · Rates as published on 15 September 2026
Work it out yourself
Enter the amount, rate and period to instantly see what you will receive or what your instalment will be.
= 3 years
Interest method
Maturity amount
₹1,28,702
8.50% · 3 years · Quarterly
- Deposit amount
- ₹1,00,000
- Interest earned
- ₹28,702
This is an estimate. Actual amounts may differ slightly as per the society's rules. Please confirm at your branch.
Fixed Deposit (FD)
Enquiry form
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