Since 1997 · All of Maharashtra
A journey of trust, service and progress
Keep your savings safe and get simple loans when you need them. Every scheme is explained here in plain language.
- years of service
- 29
- members
- 30,526
- branches
- 10
Rates as published on 15 September 2026
Today's rate board
- Shubhkarya DepositHighest rate66 months9.41%
- Vithu Mauli Deposit25 months9.25%
- Parijat Monthly Income Scheme25 months9.25%
- Raghunandan Deposit18 months8.75%
- Fixed Deposit (FD)3 years and more8.50%*
- Recurring Deposit (RD)36 months8.50%
- Double Money Deposit102 months (8 years 6 months)8.24%
* Senior citizens: +0.50% on * rates
Deposit & loan interest ratesParijat in numbers
As of financial year 2025-26 →- years of service
- 29
- members
- 30,526
- crore in deposits
- ₹207.60
- crore in loans
- ₹152.76
- branches
- 10
- dividend
- 7%
What do you need?
Pick your need and we'll show the right scheme.
- I want to save a little every day→ Daily Savings Deposit
- I want to save a fixed amount monthly→ Recurring Deposit (RD)
- I have a lump sum to invest→ Fixed Deposit (FD)
- I want a monthly income→ Monthly Income Deposit
- I want my money to double→ Double Money Deposit
- I want to buy or repair a home→ Home Loan
- I want to buy a vehicle→ Vehicle Loan
- I want to grow my business→ Business Loan
- I need money urgently→ Gold Loan
Deposits
Deposit schemes for your savings
A little every day, a fixed amount every month, or a lump sum: there is a scheme for every need.
Savings Account
Savings Account
Keep your everyday money safe, earn interest and withdraw when you need it.
Daily Savings Deposit
Daily Savings Deposit
Save a little every day. The society's agent comes to your home or shop to collect it.
Fixed Deposit (FD)
Fixed Deposit (FD)
Keep a lump sum for one year or more and earn assured interest.
Monthly Income Deposit
Monthly Income Deposit
Deposit once and receive fixed interest every month.
Recurring Deposit (RD)
Recurring Deposit (RD)
Pay a fixed amount every month and get a large sum with interest at the end.
Double Money Deposit
Double Money Deposit
Deposit a lump sum and it doubles in 102 months.
Loans
Loans when you need them
Home, vehicle, business or gold loans, with quick and transparent processing at your branch.
Home Loan
Home Loan
A loan to buy a new or old house, or to build or repair one.
Property Mortgage Loan
Property Mortgage Loan
A larger loan against your house, flat, shop or other property.
Business Loan
Business Loan
A loan to start a new business, or to buy machinery, furniture and stock.
Vehicle Loan
Vehicle Loan
A loan to buy a new or used vehicle, for personal or business use.
Gold Loan
Gold Loan
Get a quick loan at the branch by pledging your gold jewellery.
Loan against LIC / KVP / NSC
Loan against LIC / KVP / NSC
A loan against your LIC insurance policy, Kisan Vikas Patra (KVP) or National Savings Certificate (NSC).
Personal Loan
Personal Loan
A loan with a guarantor for home needs, weddings, education or business.
Loan instalment (EMI)
Calculators
Services
Banking from home
Mobile apps, NEFT/RTGS/IMPS/UPI and SMS alerts.
- Core Banking Solution (CBS)All branches share one computer system, so you can bank at any branch.
- Fund Transfer (RTGS / NEFT)Send money to any bank account in India from a branch, or 24×7 on your phone.
- CIBIL ReportGet your CIBIL score and credit report at any branch.
- SMS AlertsGet an instant SMS on your phone for every transaction on your account.
- Parijat MBank Mobile AppCheck your balance, get statements and send money to any bank from your phone.
- Parijat MPassbook Mobile AppNo need to visit the branch to update your passbook. It's on your phone.
- Parijat Next Deposit Agent AppDaily deposit agents collect money at your door and credit it instantly, and you get an SMS right away.
- E-CollectionDeposit money online into your savings or current account, or receive money from others.
The Parijat family
With our members and our community
Blood donation camps, health check-ups, help for old-age homes, member training and awards. Parijat's work, in pictures.
Awards & honours
Recognised for excellence
- 8×
- Banco Blue Ribbon
- 5×
- Deepstambh · Maharashtra State Credit Societies Federation
What our members say
FAQ
Frequently asked questions
How do I become a member?
Fill in the membership form and submit it at your nearest branch with the required documents. You become a member once it is approved at the next board of directors meeting.
What types of loans are available?
Personal loan, home loan, business loan, property mortgage loan, vehicle loan, loan against LIC / KVP / NSC and gold loan.
What are the interest rates on deposits and loans?
Rates are set according to market conditions. See the current rates on the ‘Interest rates’ page of this website.
How do I contact customer service?
Use the contact form on this website, email or phone. Our staff will get back to you quickly.
Which documents are needed for membership?
Photo, Aadhaar card, PAN card and address proof (for example an electricity bill or rent agreement).
How do I apply for a loan?
First become a member. Then submit the loan application with the required documents at the branch, and meet the society's officers for approval.
Become a member today
Bring a photo, Aadhaar, PAN and address proof to your nearest branch. Savings account from just ₹500.